Terms & Conditions
Effective date: January 1, 2026
These Terms & Conditions ("Terms") govern your use of the Daniel Nuckles Agency website and services. By accessing our site, submitting a quote request, or communicating with us, you agree to these Terms.
Use of Our Services
Information on this website is provided for general educational purposes and does not constitute a binding offer of insurance, financial advice, or a guarantee of coverage. Insurance coverage is subject to underwriting, carrier approval, and policy terms.
Licensing
Daniel Nuckles is a licensed life insurance agent operating in states where he holds an active license. Products and features described on this site may not be available in all states.
Quote Requests
When you submit a quote request, you authorize us to contact you using the information you provide in order to prepare quotes, present options, and follow up. Consent to receive marketing communications is not a condition of purchasing any product or service.
SMS Terms of Service
Program name: Daniel Nuckles Agency alerts and customer care.
Types of messages: If you opt in, we send appointment reminders, quote follow-ups, and customer-care messages. If you separately opt in to marketing messages, we may also send occasional promotional messages, including links to book a call.
Message frequency: Message frequency varies based on your interactions with us and the type of messages you have opted in to receive.
Message and data rates: Message and data rates may apply based on your mobile plan. Carriers are not liable for delayed or undelivered messages.
Opt out: Reply STOP to any message to cancel. After you reply STOP, you will receive one confirmation message and no further texts from that program.
Help: Reply HELP to any message, or contact us at (775) 240-4850 or Daniel.nuckles.sfg@gmail.com, for assistance.
Opting out of text messages does not affect email or phone communications you have consented to, and does not affect your ability to obtain a quote or purchase a policy.
Intellectual Property
All content on this website, including text, graphics, logos, and design, is the property of Daniel Nuckles Agency or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce or distribute site content without prior written permission.
Disclaimers
The site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of harmful components. Insurance product descriptions are summaries; actual coverage is governed solely by the issued policy.
Limitation of Liability
To the fullest extent permitted by law, Daniel Nuckles Agency and its representatives shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the site or services.
Changes to These Terms
We may update these Terms from time to time. Continued use of the site after changes are posted constitutes your acceptance of the revised Terms.
Contact
Daniel Nuckles Agency
Reno, NV
Phone: (775) 240-4850
Email: Daniel.nuckles.sfg@gmail.com